Family capital under control

Family Budgeting,
Architected for Clarity.

We reimagined financial management as an architectural discipline. Budgetly is built for people who value structure, privacy, and long-term planning.

Try 30 days free How it works

Savings ₴84 000

Current ₴12 400

Retirement ₴46 100

Recent transactions

Silpo Today, 14:20

−₴1 420

₴

Salary Yesterday, 09:00

+₴85 000

Now on the App Store

Budgetly is now live in the Apple App Store

The Budgetly mobile app is officially released on the App Store. Install it on iPhone or iPad and manage your family budget from anywhere.

The foundation of your well-being

A system designed for deep analysis, not simple expense tracking.

Net flow vision

Instant understanding of how much money remains after mandatory expenses and savings are accounted for.

Income Expenses

Smart budgeting

Plan categories with seasonality and unexpected situations in mind. A flexible structure for real life.

Food: ₴12,000 / ₴15,000

Car: ₴8,500 / ₴5,000

Bank synchronization

Full integration with Monobank and PrivatBank. Your transactions appear in the system automatically in near real time.

MONOBANK PRIVATBANK

Retirement modeler

Retirement age 55 years

Projected capital ₴840 000

"At the current savings rate (15%) and conservative return (6%), you can reach financial independence in 14 years."

Design your future, not just today.

We added a dedicated retirement planning module that models compound growth, inflation, and multiple long-term outcomes.

Inflation adjustment
The system automatically accounts for purchasing power over 20 to 30 years.
Market scenarios
Compare results across different investment strategies and assess the risk of each scenario.

Architected for trust.

We build Budgetly as an engineering system: every promise we make is enforced in code and recorded in a document you can reference.

Banks read; they don't pay.

Our Monobank and PrivatBank integration is read-only. Budgetly cannot initiate a payment on your behalf — by design, not by promise.

Encryption where it matters.

Sensitive records in our database — banking tokens and payment identifiers — are encrypted with a server key (AES-256-GCM). All transmission is HTTPS over TLS 1.2+.

Payments through certified providers.

Subscriptions go through Apple In-App Purchase and Mono Acquiring. We never store card numbers, CVVs, or bank credentials.

Sign in without extra passwords.

Apple Sign-In, Google Sign-In, or email + password. Your password is never stored in plaintext. On iPhone the auth token sits in Apple Keychain.

No ads. No ad-driven profiling.

We do not sell your data. No advertising SDKs. Analytics goes to EU-hosted PostHog Cloud, with no ad trackers. We collect event facts (login, transaction added) to improve the product — never shared with third parties.

Export and exit — whenever.

Download every transaction, budget, and pension record in JSON. Delete your account — and after 30 days the data is gone for good.

What if something goes wrong?

Honest answers to the questions you haven't asked yet.

I forget my password.

Reset it via email — we'll send a link. Or sign in with Apple / Google.

I decide to leave.

Export your data in JSON. Delete your account in Settings. 30 days to change your mind — then your data is gone for good.

My bank revokes access.

Your transactions in Budgetly stay. Just reconnect the token in Settings and sync resumes.

I lose my phone.

The cabinet runs in any browser (cabinet.budgetly.tech). Sign in from another device with Apple / Google or email.

Budgetly shuts down.

If we shut Budgetly down, we'll notify you in advance and give you time to download your data via JSON export. Termination scenarios are detailed in Terms § 7.

Ready to become the chief architect of your finances?

Try Budgetly free for 30 days. After that, plans start from about ₴83 per month on annual billing.

₴149/mo

monthly subscription

Save 44%

₴999/year

≈ ₴83/mo

Try for free

Family Budgeting,Architected for Clarity.